Hallo meet me again sarta afdal, I will explain Blog I will introduce about PUMAPAY project, and for more details let's go to the following discussion:
Past
During 70's, we are using only coins and currency bills for making our everyday payments. ATM machines were not available during that period. So, you need to visit the bank and withdraw money regularly to meet your daily expenses. The invention of ATMs (Automatic Teller Machines) is an important milestone in the banking industry as it is helping consumers to withdraw their money anywhere any time easily.
Present
Internet and technology have created a big impact and revolutionized the payment system. These days, you can buy any item online and make the payments via credit / debit card / net banking. To simplify the shopping experience, many online retailers like Amazon have created their own wallets so that you can easily add money to them whenever you need. So, you need not to enter your card information like a number, expiry date, and CVV every time you place an order. Country-based mobile wallets are also getting popular. For example, Google has recently introduced a mobile wallet named Tez for those living in India. Using that app, you can send payments to your friend or family easily without logging into your bank account.
Future
What is the future of payment system? That's an interesting question. Cryptocurrency or Digital currency has slowly started to capture the payment system. Why there is so much craze towards bitcoin or other cryptocurrencies? How is it beneficial than the existing payment system?
>Cryptocurrency is based on the decentralized blockchain technology and smart contracts which can reinvent the payday by means of 'Pull payments'.
>It reduces the number of intermediaries in a transaction and allows for P2P (Peer-to-Peer) transaction between the merchant and buyer.
>Whether you are living in USA or Africa, you can use the same cryptocurrency wallet everywhere. So, cryptocurrency is the best option for making cross-border or international payments with fewer transaction fees. Money transfer services like PayPal, Skrill etc are tied to one country. If you relocate to another country, then you need to create a new account.
>You can create your own currency. Sounds interesting? Yes. It is possible using the blockchain technology.
To pave the way for cryptocurrencies in everyday payments, the company called Decentralized vision is developing an open source payment protocol which makes crypto billing accessible to any type of business. As it is a free and open source protocol, it offers great flexibility for its businesses to integrate their existing payment solutions to the PumaPay platform. From the consumer's point of view, they can use PumaPay for making different types of payments like the ones given below:
>Recurring payments
>Onetime payment
>Shared payment
>Restricted payment
The only thing they need to access the platform is nothing but the PumaPay (PMA) tokens which will be available for sale during the token sale event of the company.
More info:
Website: http://www.pumapay.io/
Facebook: https://www.facebook.com/PumaPay/
Twitter: https://twitter.com/PumaPay
Telegram: https://t.me/PumaPay
Reddit: https://www.reddit.com/r/PumaPay/
Author: sarta afdal17
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